Some of the leading health insurance companies estimate one in five of us avoid dental check-ups simply because of the costs involved, and a million fewer people visit the dentist than 2006. Obviously, this is not an ideal course of action to take, but there is no avoiding the fact that people do not percieve dental treatment to be a vital cost, particularly in these difficult economic times.What does dental treatment cost?
If you are fortunate enough to find an NHS dentist, the costs of treatment can be high. Some examples could be:
- Basic check-up around £16
- A large filling is about £45
- More complex treatments such as bridges etc coming in at around £200
Private treatment costs are harder to guage, but they are likely to be around twice the costs of NHS treatment.
Choosing Dental Insurance
Fortunately, you can begin to offset these costs somewhat by taking out a Dental Insurance
Plan. There are various types of insurance available (dependent on the insurance provider) but essentially you can by dental care only insurance plans or a cash plan that covers your dental treatments.
The costs of these dental insurance policies are dependent on the level of cover you select, for example, cheaper cover will only suffice for basic treatment on the NHS. Some providers will place upper limits on claims and may also exclude certain conditons and treatments.
A healthcare cash plan is a good option for you, whilst standalone dental insurance will enable you to book treatment without the need for assesment. Some dentists offer their own schemes where, after an assesment a monthly sum is agreed to cover your dental costs.
In conclusion, negelecting the dentist is not a clever idea. Perhaps a Dental Cash Plan to meet your specific needs is a sensible idea.